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On top of that, customers for this type of strategy might have extreme lawful or criminal histories. It is very important to note that various service providers use a range of issue ages on their ensured problem plans as reduced as age 40 or as high as age 80 - funeral insurance comparison. Some will certainly also offer higher face values, approximately $40,000, and others will permit far better survivor benefit problems by improving the rate of interest rate with the return of costs or lessening the number of years until a full death advantage is readily available